Discover All The Information You Need To Make An Informed Home Loan Decision When Obtaining A Purchase or Refinance Mortgage in Texas

"It was a pleasure to work with Phil. I strongly disagree with the underwriters in how they determine eligibility requirements for loan approval. But Phil was patient with me and kept my temper from flaring and we now have a beautiful home in which to live. His "Can do" additude is a credit to himself, the Cendera organization and the entire mortgage loan community. We will be forever in his debt for handling this sensitive process in a timely manner."

Sincerely,
Ann and Eric D.
Montgomery, Texas

Testimonials

The best part of my home loan experience was the personal service we were given by Phil Martin. He treated us like family and went above and beyond the call to make our dream a reality.  Phil was not only able to find a loan to fit our circumstances, but at a low rate....even when our options were limited due to past credit issues.   

In our automated world, it is nice to find a company, who still believes in handling business the "old fashion way." Lone Star Lenders provides excellent customer service - they not only answers their own telephones...Phil even gave me his cell number for any concerns that came up after hours.

David and Tiffany C., Lake Jackson, TX

This experience was exceptionally positive. Every step of the process was clear, our mortgage consultant was instantly responsive to questions and concerns and we were treated with the utmost respect and care. From the initial contact with Phil Martin of Lone Star Lenders to the final closing on our home, was an astounding 3 weeks.   It was a Cadillac experience from start to finish.    Mr. Martin connected us to an awesome team of realtor and title company.   The best part was the excellent advice and guidance provided by Mr. Martin.    He took into account the whole of our situation and we were never just a credit score.    We're convinced there is no better mortgage consultant in the Dallas Fort Worth area.

Ray & Barbara W., McKinney, TX

The best part of the home loan process was getting a mortgage on the terms I asked for.  Phil understood my needs and worked hard on my behalf to get the terms I was looking for.  In addition, he was helpful in all aspects of the mortgage process even helping find an insurance agent for me.  The only thing you could have done to serve me better would be to pay for the loan as well.

I truly appreciated all the time Phil spent on my mortgage and helping to put my mind at ease and understanding the process.   I have already told everyone about Phil and they have all said they will give you a call as soon as they are in the market to buy a house.

I believe Phil and his team were on my side looking after me and answering any questions I might have. That is important because I have never done this before (buy a house) and it can be intimidating.   Phil put me at ease and answered my questions.

Fawzie & Stephanie N., Conroe, TX

The personal service, patience and unbelievable lending rate from our mortgage advisor was impeccable.

I would recommend Phil Martin because he genuinely cares about your situation and will take the time to understand that before he recommends a solution for you and your family.

Nick & Liz M., Houston, TX

Phil's understanding of options and his ability to truly make me feel that I was being represented well was the best part of my home loan experience.

I already have recommended him to others.   I dealt with over ten different brokers and was amazed at how up front, honest and best rate first his team was.    Phil has now become my go to individual for all my deals. Whether it is for loans, advice or both.

Andy A., Houston, TX

We have to say the tensest part was having two other mortgage brokers warn me that your mortgage offer was way too good to be true and that come closing date, you would NOT come through with what was promised.   Then of course the best part is when you proved them all wrong!

We can’t think of anything you could have done better. You went above and beyond in every dimension.   Even got us in touch with a fine Insurance agent that was able to lower the costs with better coverage for my auto and house insurance though the new home’s replacement value was 4 times my previous home’s.

I would recommend Phil to others absolutely and without hesitation.     Just thank you again and we look forward to our future mortgage reviews.

Mark & Norma S., Austin, TX